Saturday, August 10, 2013

Am I Going to be Financing 120 Square Feet?

I have a problem with this latest announcement from Tumbleweed
It's no secret I like Tiny Houses. They interest me on a couple of levels. Well, for one, they are cute as hell. Secondly, they are bigger and cosier than a shopping cart. It is a sad truth, but the number one fear of women in the 50 and over category is not living without the love of a good man, but ending up in poverty and living out of a shopping cart. (The man is second. Or third, if you count keeping your teeth). Thirdly, living in a Tiny House and the inherent savings of sucking it up and living small and cute while I am still making the big bucks as a therapist (lmfao here!) could leverage me into the small house/large garden I would REALLY like to have. A giant catch up and recovery from the Great Recession. In short, if I were to a) actually play the lottery and b) win it, I would be shopping for houses and not for Tiny Houses. 
Here's what bothers me about the whole, "If WE build it for you, charge you upwards of $40k, then and only then can it be
insured and labeled as a legal RV. AND FINANCED. Imagine, for $400 a month and for only half the time it would take you buy a home [with a lot], you can own your own Tiny House." Isn't that fab? I can become a debt-slave for a 120 square feet or I can move to Georgia and buy a freaking mansion. Or Michigan and buy one on a lake. Or  go freaking homestead in Detroit RIGHT NOW and buy a house for $1, if I have the balls, the shot gun and the pit bull that would make that all possible (I know, I know, not all pit bulls can fulfill my dreams here. Some of them, and I have met them, are lovers. Bailey "Sanchez" Hilinsky, I am talking to you, Dude). 
At first glance, I was thinking, "Oh, great! Flexibility for folks!" However, I'm kind of angry there is a seduction opportunity away from the reduce, save, learn some on the job skills by building it yourself and feeling your competence, or save and make it make it happen over time, and enjoy the freedom of being debt free, counter-culture, flying under the radar you personage-of-civil-disobedience-you, celebrating your Bad Ass Mama Self and be a Tiny House builder or owner and instead sell out for immediate gratification at 10xs the ultimate cost and get it all now without sweating it. 
I also hate that it's tempting. 
Is there any way in hell I will pay a mortgage until I'm 70 so I can own 120 square feet? Please, don't hold your collective breath, I like you all too much to have to watch how that would play out.

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